Terms & Conditions — 291lodi Casino Philippines

By accessing, registering on, or using any part of the 291lodi platform located at https://291lodi.com (the "Platform"), you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions ("Terms"), together with our Privacy Policy and Responsible Gaming Policy, all of which are incorporated herein by reference.

If you do not agree with any part of these Terms, you must immediately cease using the 291lodi Platform. Continued use of the Platform following any posted update to these Terms constitutes your acceptance of the revised Terms.

To register and use the 291lodi Platform, you must satisfy all of the following eligibility requirements at the time of registration and at all times during your use of the Platform:

• You must be at least 21 years of age, in accordance with Philippine gaming regulations and PAGCOR guidelines applicable to online casino-style gaming.
• You must be a natural person with full legal capacity to enter into binding contracts under the laws of the Republic of the Philippines or your jurisdiction of residence.
• You must not be a resident of, or accessing the Platform from, any jurisdiction where online gambling is prohibited by applicable law.
• You must not be a current employee, contractor, director, officer, or immediate family member of 291lodi or any of its affiliated entities, game providers, or technology partners.
• You must not have been previously excluded, suspended, or banned from the 291lodi Platform or any affiliated gaming platform.

291lodi reserves the right to request identity verification documents at any time to confirm eligibility. Failure to provide satisfactory documentation within the timeframe specified by the Platform may result in account suspension or termination.

Each eligible user may register only one (1) account on the 291lodi Platform. The creation of multiple accounts by a single individual — whether using different names, email addresses, mobile numbers, or payment methods — is strictly prohibited and constitutes grounds for immediate account termination and forfeiture of any balances held.

When registering, you agree to provide accurate, current, and complete information as prompted by the registration form. You further agree to maintain and promptly update your account information to keep it accurate and complete at all times. 291lodi is not liable for any loss or damage arising from your failure to maintain accurate account information.

• You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password.
• You must not share your account credentials with any third party or allow any other person to access or use your account.
• You must notify 291lodi support immediately if you suspect any unauthorized access to or use of your account.
• All activity conducted through your account — whether authorized by you or not — is your sole responsibility until you report unauthorized access to the Platform.

All financial transactions on the 291lodi Platform are conducted in Philippine Peso (PHP). The Platform supports deposits and withdrawals via GCash, PayMaya, BPI, BDO, Metrobank, and other payment channels as may be made available from time to time.

Deposits: Deposits are credited to your 291lodi wallet upon confirmation from the relevant payment provider. Minimum and maximum deposit amounts are displayed at the time of transaction and may vary by payment method. 291lodi does not charge fees on deposits; however, your payment provider may apply their own transaction fees.

Withdrawals: Withdrawal requests are subject to the following conditions:

• Your account must have completed KYC verification before any withdrawal is processed.
• The withdrawal amount must not exceed your available wallet balance after deducting any applicable wagering requirements on bonus funds.
• Minimum withdrawal amounts apply and are displayed in the cashier section of your account.
• Withdrawals to GCash and PayMaya are typically processed within minutes to a few hours, subject to system availability and verification status.
• Bank transfer withdrawals (BPI, BDO, Metrobank) may take one to three (1–3) banking days to reflect in your account.
• 291lodi reserves the right to conduct additional verification checks before processing any withdrawal request.

291lodi may offer bonuses, free bets, cashback rewards, reload promotions, and other incentives ("Promotions") to eligible users from time to time. All Promotions are subject to specific terms and conditions that will be published alongside each offer. In the event of any conflict between the specific Promotion terms and these general Terms, the specific Promotion terms shall prevail.

• Wagering Requirements: Bonus funds are subject to wagering requirements before they may be withdrawn. The applicable wagering multiplier will be stated in the specific Promotion terms.
• Eligibility: Promotions are available to eligible registered users only. 291lodi reserves the right to determine eligibility at its sole discretion.
• One Bonus at a Time: Unless otherwise stated, only one bonus may be active in your account at any given time.
• Abuse: Any attempt to abuse, exploit, or manipulate Promotions — including through the use of multiple accounts, coordinated betting strategies, or any other method — will result in the forfeiture of all bonus funds and may result in account termination.
• Expiry: Bonus funds and free bets expire within the timeframe specified in the relevant Promotion terms. Expired bonuses cannot be reinstated.

291lodi reserves the right to modify, suspend, or terminate any Promotion at any time without prior notice, provided that any such change will not retroactively affect Promotions already accepted and in progress by users.

All games available on the 291lodi Platform — including live casino games, slot machines, bingo, and sports betting markets — are governed by individual game rules that are accessible within each game interface. Users are responsible for familiarizing themselves with the applicable rules before placing any wager.

All games use certified Random Number Generator (RNG) technology or are streamed from licensed live dealer studios. The outcomes of all games are determined independently of 291lodi's systems and are not subject to manipulation by the Platform or its staff.

• Bets placed and confirmed are final and cannot be cancelled or reversed by the user.
• In the event of a technical malfunction during a game session, 291lodi reserves the right to void the affected round and refund the wager to the user's wallet.
• Sports betting markets are subject to settlement rules specific to each sport and event type, as published in the sports betting section of the Platform.
• Minimum and maximum bet limits apply to all games and are displayed within each game interface.

Users of the 291lodi Platform are strictly prohibited from engaging in any of the following activities:

• Registering more than one account or using another person's account.
• Providing false, misleading, or fraudulent information during registration or KYC verification.
• Using the Platform for any money laundering, terrorist financing, or other illegal financial activity.
• Employing automated software, bots, scripts, or any artificial intelligence tools to interact with the Platform in a manner not intended for human users.
• Exploiting software bugs, errors, or vulnerabilities in the Platform's games or systems. Any such exploit must be reported to 291lodi support immediately.
• Engaging in collusion with other players or with Platform staff to gain an unfair advantage.
• Engaging in any form of chargebacks or payment disputes in bad faith after receiving gaming services.
• Accessing the Platform from a jurisdiction where online gambling is prohibited by law.
• Harassing, threatening, or abusing 291lodi staff or other users through any communication channel.

291lodi is committed to promoting responsible gaming practices among all users. The Platform provides a range of tools to help users manage their gaming activity, including deposit limits, session time reminders, cooling-off periods, and self-exclusion options. These tools are accessible through your account settings at any time.

Users who believe they may have a gambling problem are encouraged to make use of these tools and to seek assistance from qualified support organizations. 291lodi supports the responsible gaming framework established by PAGCOR and encourages users to review PAGCOR's responsible gaming guidelines.

• Self-Exclusion: Users may request a temporary or permanent self-exclusion at any time by contacting 291lodi support. Self-exclusion requests are processed promptly and respected immediately upon confirmation.
• Deposit Limits: Users may set daily, weekly, or monthly deposit limits through their account dashboard. Limit reductions take effect immediately; limit increases are subject to a 24-hour cooling-off period.
• Reality Checks: Session time reminders can be configured to alert users after a specified period of continuous play.

All content on the 291lodi Platform — including but not limited to the website design, layout, graphics, logos, text, software, game interfaces, and all other materials — is the exclusive property of 291lodi or its licensed content providers and is protected by applicable intellectual property laws, including copyright and trademark law.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial gaming purposes. This license does not include the right to:

• Copy, reproduce, distribute, or publicly display any content from the Platform without prior written consent from 291lodi.
• Modify, adapt, translate, or create derivative works based on any Platform content.
• Use any 291lodi trademarks, logos, or brand elements in any manner without express written authorization.
• Scrape, crawl, or systematically extract data from the Platform using automated tools.

Any unauthorized use of 291lodi's intellectual property may result in legal action. All rights not expressly granted in these Terms are reserved by 291lodi.

To the fullest extent permitted by applicable law, 291lodi, its affiliates, directors, officers, employees, agents, and technology partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, the Platform or its services.

Without limiting the foregoing, 291lodi shall not be liable for:

• Any loss of funds resulting from unauthorized access to your account due to your failure to maintain the security of your credentials.
• Any interruption, suspension, or termination of the Platform or any game, whether due to scheduled maintenance, technical failure, or circumstances beyond 291lodi's reasonable control.
• Any loss or damage arising from your reliance on information provided on the Platform, including odds, game statistics, or promotional materials.
• Any third-party actions, including payment processing delays or failures attributable to GCash, PayMaya, BPI, BDO, Metrobank, or any other payment provider.

In jurisdictions that do not allow the exclusion or limitation of certain types of liability, 291lodi's liability shall be limited to the maximum extent permitted by law. In no event shall 291lodi's total aggregate liability to you exceed the total amount deposited by you into your 291lodi wallet in the thirty (30) days preceding the event giving rise to the claim.

291lodi collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

291lodi implements industry-standard security measures, including 256-bit SSL encryption and two-factor authentication, to protect your personal and financial data. However, no method of electronic transmission or storage is completely secure, and 291lodi cannot guarantee absolute security.

Your personal data will not be sold to third parties. It may be shared with regulated service providers, payment processors, and regulatory authorities (including PAGCOR) where required by law or necessary for the operation of the Platform. For full details on how your data is handled, please review our Privacy Policy.

291lodi reserves the right to amend, update, or replace these Terms at any time. When material changes are made, the Platform will post the updated Terms with a revised "Last Updated" date. For significant changes, 291lodi may also notify registered users via email or in-platform notification.

It is your responsibility to review these Terms periodically. Your continued use of the Platform after any amendment has been posted constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must cease using the Platform and may request account closure by contacting 291lodi support.

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions. Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or validity thereof, shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating any formal legal proceedings, you agree to first attempt to resolve any dispute with 291lodi informally by contacting our support team. 291lodi will make reasonable efforts to resolve disputes amicably within thirty (30) calendar days of receiving written notice of the dispute.

If you have any questions, concerns, or feedback regarding these Terms & Conditions, please contact the 291lodi support team. Our customer service representatives are available 24 hours a day, 7 days a week, and are equipped to assist you in both English and Filipino.

You may reach us via the live chat feature available on the Platform, or by sending an email to our support address. Please include your registered account username and a clear description of your query to help us assist you as efficiently as possible.